Employer Practices and Liability
This covers the insured organization, its directors and officers and all employees for liability arising out of various employment related offenses alleged to have been committed against its employees such as wrongful termination, discrimination and sexual harassment.
Cyber Security
Protection against damages resulting from threats to your computer systems and/or data. Threats that can result in stolen or damaged information and expensive liability and recovery costs. Also known as cyber security insurance or cyber risk insurance.
Flood Insurance
Coverage against property loss from flooding. Flood Insurance normally assess from risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.
Directors & Officers Liability Protection
Insurance payable to the directors and officers of a company, or to the organization itself, as reimbursement for losses or defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged criminal acts in their capacity as directors and officers.
Business Owner Policies
For selective industries small and medium size business owner’s insurance could include business interruption, property and liability insurance.
Special Events Coverage
This coverage applies to claims by third parties for bodily injury or property damage sustained during an event sponsored by the business.
Short Term
Instead of paying years in advance for a term that you may only need temporarily during your expansion of your business. Short term policies were created exactly for that, the short term insurance.